If the inviting spouse's income falls short for an F-6-1 marriage visa, 5% of assets such as deposits, insurance, securities, bonds and real estate can be counted as income, and the income and assets of immediate family on the same resident registration household (parents, grandparents, children, etc.) or of the invited marriage migrant can be combined. Assets count only as net assets held 6 months or more; immediate family in another household and siblings cannot supplement.
Key Summary
- 5% of assets counts as income (held 6+ months since acquisition, net of debt)
- Deposits, insurance, securities and bonds count only if 1 million won or more held 6+ months; real estate needs a registry copy and official price list
- Who can supplement: same-household immediate family or the invited marriage migrant (Korean income/assets of the past year only)
- Immediate family in a different household and siblings cannot supplement
1. What can I do if income is short?
The manual says that even if income falls short, 5% of assets counts as income, family income/assets meeting the standard are also recognized, and combining the inviting spouse's and family's income and assets is possible.
2. What counts as basic income?
The total of the inviting spouse's past-year earned income, business income (including farming, forestry and fishery), rental income, interest, dividends and pension income. Other irregular income is excluded from the calculation.
3. How does the 5% asset rule work?
- Covers deposits, insurance, securities, bonds, real estate and similar
- Only assets held 6 months or more since acquisition count (to prevent sham deposits and judge stability)
- Only net assets after deducting debt count
- Deposits, insurance, securities and bonds count only if 1 million won or more held 6+ months
- Real estate: submit the registry copy and official price list
4. Whose income can be combined?
Only the income or assets of the Korean spouse's immediate family on the same resident registration household (parents, grandparents, children, etc.) or the invited marriage migrant can supplement, and only Korean income or assets of the past year count. Immediate family in a separate household cannot, and siblings are not immediate family.
5. Which documents are needed?
To use family income or assets, complete the "family income statement of the inviting spouse" on the Korean mission or HiKorea form and attach proof matching the type of earned/business/other income or assets.
6. Common problems
- Assets held less than 6 months since acquisition
- Family members in a different registered household
- Trying to combine a sibling's income
- Counting assets without deducting debt
7. How Vision Administrative Office can help
We help decide how to combine income, assets and family income, and organize the list of proof documents. We do not handle litigation or court representation (outside the scope of an administrative scrivener).
Frequently Asked Questions
Can I not get a visa if income is short?
You may supplement with the 5% asset conversion or same-household immediate family income. Which fits depends on your situation.
Can my parents' income be combined?
Yes, the income of immediate family such as parents on the same resident registration household as the Korean spouse can be combined.
What about siblings' income?
Siblings are not immediate family, so they cannot supplement the income requirement.
How much of a deposit counts?
Deposits and similar count only if 1 million won or more held 6+ months, and 5% of that is calculated as income.
Where do I check the yearly income threshold?
The threshold is set yearly by Ministry of Justice notice, so check the notice in force when you apply.
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Consultation
비전행정사사무소 (Vision Administrative Office) is an administrative office that supports document preparation and filing with the authorities. Fees vary by case and are explained during a consultation. Phone 02-363-2251 · Contact: https://f6visa.com/en/contact